Blogs
Benchmarks with their methodology attached, methods your analysts can reproduce, and the reasoning behind how Fiscus reads a borrower. No vendor weather reports.
[ Benchmarks ] 20 Aug 2026 · 8 min read
A head-to-head categorisation test across 200,001 transactions, same raw statements, two tools. 92.8% versus 80.3%, and a breakdown of exactly where the errors fall.
Zeus DhanbhooraCEO, BridgeUp Tech[ Credit Risk ] 20 Aug 2026 · 7 min read
A forged PDF and a dressed account are different problems requiring different checks. The forensic tests, the behavioural signals, and why generic fraud rules fail across borrower segments.
Zeus DhanbhooraCEO, BridgeUp Tech[ Credit Analysis ] 20 Aug 2026 · 7 min read
FOIR explained for lenders — the formula, the three layers worth calculating separately, the income and obligation errors that distort it, and what it means when FOIR says a borrower cannot pay but the account shows they are.
Zeus DhanbhooraCEO, BridgeUp Tech[ Credit Risk ] 20 Aug 2026 · 6 min read
Declared GST turnover and banked receipts should never match. A five-step normalisation method, what the residual actually means in each direction, and why the monthly trend matters more than the level.
Zeus DhanbhooraCEO, BridgeUp TechTest any of this on your own book.
Every method on this blog is reproducible. Run a parallel evaluation on cases your team has already decided.
